Your Chequing

This "Pay-as-you-go" chequing account benefits members who:

• Make relatively few transactions.
• Want an account to manage their day-to-day financial activities.
• Need access through a wide range of options, and
• Want to be paid interest.

Distinguishing Feature

• An account that combines chequing and savings benefits with rates that are tiered - higher rates for higher balances.

Key Features

• Interest based on the following account balance tiers:

$1 - $499.99

$500 - $999.99

$1,000 - $2999.99

$3,000 - $4,999.99

$5,000 +

• Interest calculated daily on closing balance, paid monthly
• Interest calculated on the entire balance at the rate of the highest tier attained
• Transactions charged on a per-item basis; $2.00 monthly fee
• Optional overdraft protection available on approved credit
• Printed statements optional
• Convenient 24-hour access to accounts by TeleService, MemberDirect online banking and ATM

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