This account is tailored around the needs of young people ages 15 to 18.  Many teens hold part-time jobs and are already making responsible decisions concerning short-term and long-term financial goals.

Benefits:

• Earns money with interest calculated daily and paid monthly
• Funds easily accessible
• Convenient ATM and Direct Payment access
• Easy record keeping with a detailed annual statement
• Make withdrawals and deposits using MEMBER CARD® Debit Card

Features: 

• Free ATM withdrawals at ERCU ATMs and credit union affiliated ATMs (via ACCULINK® and THE EXCHANGE®). (Surcharge fees will apply if using an ATM at another Financial Institution)
• FREE membership - no voting privileges
• Unlimited MEMBERDIRECT® online access
• HEADSTART® Plus account holders do not require authorization from parents to obtain limits for debit card access.
• Low transaction fees

ACCULINK® is a registered trademark owned by Credit Union Central of Canada and is used under license.

HEADSTART® is a registered certification mark owned by Credit Union Central of Canada and used under license.

MEMBER CARD® is a registered certification mark owned by Credit Union Central of Canada and is used under license.

MEMBERDIRECT & Design are registered trademarks owned by Credit Union Central of Canada and is used under license.

®THE EXCHANGE is a registered trademark owned by Fiserv Inc., licensed for the use in Canada by Ficanex Services Limited Partnership.