Learning good money management is something that can start early in life. 

Just like learning to ride a bike, with practice and experience a child can learn how to save and spend responsibly. 

ERCU Youth Accounts provide a great opportunity to start teaching your child about money management.  They can watch their savings grow - make deposits to it from change they collect or money they earn; understand what "interest" is, and how it is applied to their account; and see what happens when you make withdrawals for expenses.

Youth accounts are also great for parents who want to provide their children with the financial means to complete post-secondary education.

Click below to learn more about our various youth products.

Fat Cat A special youth savings account designed for children up to age 8.
Head Start A special savings account, with added features designed for youth ages 9 to 14.
Head Start Plus A special savings account tailored around the needs of young people ages 15 to 18.
Head Start Chequing A teen's first chequing account, designed for youth age 15 to 18.
Youth Monthly Savings Plan (MSP) A Youth MSP is a plan that provides the means of helping youth reach a savings goals.
RESPs A Registered Education Savings Plan is a great vehicle to save money for your child's post-secondary education.

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