Online Banking


Allows members instant access to their accounts anytime, anywhere.

  • Available on both personal and business accounts
  • Convenient, internet access at home or office
  • 24-hour access, 7 days a week
  • Obtain information and complete transactions even when branch is closed
  • Secure with personal access code (PAC) and high level of encryption
  • Technical support line 1-888-CREDIT-U


  • Balance inquiries
  • Bill payments - immediate and future-dated
  • Transfer between account types, or to another member if you know their account number
  • Send email money transfers (EMTs) via Interac® e-Transfer
  • Order Cheques
  • Update Address
  • View and print statements of account (up to seven years of statements stored here)
  • View rates

*Special Security Upgrade - With an increase in Internet fraud around the world, we could all use the peace of mind of knowing our accounts are as secure as they can be.  ERCU is now offering members two, free additional layers of security.

1. Memorized Accounts is a feature of online banking that allows you to save your member number - meaning you only need to key in your Personal Access Code each time you login.  This prevents fraud from key-stroke programs that fraudsters can download on your computer. Unfortunately, this type of fraud happen to those who use the internet.  By adding a memorized account, you are reducing your risk of falling victim to this type of fraud.

2. Direct Banking Alerts - In the unlikely event that someone fraudulently gets into your online banking account, Direct Banking Alerts will ensure you receive instant notice the moment they do.  By selecting this option, you can be notified when someone logs into your online banking, if a bill payee is added, if your Personal Access Code is changed, etc.  If someone were to get unauthorized access to your online banking, you would be advised of it instantly.

Call or stop by your branch for more details or call our toll-free line: 1-877-377-3728 for instructions on how you can be set up for these Free security features. 


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